We’re looking for a highly analytical and collaborative Credit Analyst to deliver independent, timely, and well-researched credit opinions and recommendations across a defined coverage universe. Your insights will directly support portfolio construction and risk management for our fixed income investment team, influencing performance and contributing to the firm’s growth in assets under management. In this role, you’ll conduct fundamental credit analysis, assign internal risk ratings, monitor market developments, and proactively identify risks and opportunities. You’ll also engage with regional investment and business development teams, and work cross-functionally with portfolio managers, ESG specialists, and client-facing teams — all while demonstrating strong teamwork and communication skills.

Position Responsibilities:

• To conduct in-depth investment research and fundamental credit analysis on assigned credit coverage universe.

• To monitor portfolio holdings, market development and corporate actions, providing independent and timely investment recommendation and opinion when required.

• To produce credit review reports and regular credit updates for companies and debt securities under coverage.

• To engage company management, rating agencies, and sell-side counterparties to discern key credit drivers.

• To collaborate with regional credit teams on regular meetings, publications, and ad hoc projects. To address internal/ external requests regarding credits and sectors under coverage.

• To contribute to ongoing investment ideas and discussions.

• To provide support in fixed income investment-related aspects of marketing and product development, including preparation of presentation materials, market reviews/outlooks and credit opinions.

• To participate in other ad-hoc projects/requests as needed.

Required Qualifications:

• Bachelor’s degree from accredited college or university. A CFA/CAIA designation will be an added advantage.

• 5-10 years of experience in fixed income/credit research.

• Proficiency in Bloomberg and Excel.

• Strong analytical skills.

• Strong written and verbal communication skills, with ability to articulate viewpoint and opinion.

Preferred Qualifications:

• Experience in investment and/or fund management industry will be an added advantage.

• Able to work independently with limited supervision.

• Strong team player.

When you join our team:

• We’ll empower you to learn and grow the career you want.

• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.

• As part of our global team, we’ll support you in shaping the future you want to see.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [email protected].