L
Credit Specialist
full-time•Lehi
About this role
Current Employees of LendingClub: Please apply via your internal Workday Account
LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club!
About the Role
Here at LendingClub, we take pride in helping our customers through our ethos of service: Lending Care. As leaders in the market, we seek individuals who are inspired by our vision and embody our values.By joining the Credit Team, you’ll have the opportunity to help our members along the path to financial success. This is a non customer-facing role, but you will still be expected to provide an excellent customer experience by being proficient and efficient. In this role, you will verify customer identity and credit worthiness with integrity while following three simple principles: “Build a Relationship, Make It Easy, and Think Ahead.”
What You'll Do
Review personal loan applications with precision in a high-volume environment
Review and verify financial documents such as Tax Returns, Pay Stubs, W2s, Bank Statements and 1099s
Manage ambiguity in the application review
Interact with our cross functional departments to help with verification and decisioning member’s applications. This includes identity, employment verification, financial standing, etc.
You will be expected to notate throughout each document review
Help us build upon our foundation of best of class service by achieving highly efficient and qualitative work
Pay: $18.00/hr
Start Date: We are looking to hire for February 23, 2025
Schedule (Subject to change):
Monday – Friday. Schedules vary on business need, we are open from 6 AM - 6 PM
About You
1+ years of experience; experience in the consumer lending industry preferred
You think ahead and provide solutions that anticipate future needs
You are adaptable to new opportunities and process changes
You can translate feedback to actionable results
You have strong analytical, written & verbal communication skills
You are proficient in using computers and able to quickly navigate multiple programs, type with precision, and efficiently research/browse information
High school diploma or GED equivalent required
Work Location
Lehi, UT - MUST LIVE WITHIN 75 MILES OF OFFICE.
We are currently working a hybrid schedule and our teams are in-office Tuesdays, Wednesdays & Thursdays.
Working Conditions
Required to be on the phones, work on a computer and at a desk for extended periods of time including viewing a screen, using a mouse, manipulating a keyboard and wearing a headset. Must be able to function effectively in a dynamic, fast-paced call center environment where natural and regular work stressors can occur.
What Makes LC different:
A great place to build your career
We want you to learn and grow with us. Onboarding programs, on-the-job training, career-development sessions, and performance check-ins keep you on a path toward the next level.
We celebrate individuality
Individual perspectives and experiences make us and our business better—there is no “typical” LendingClub employee. We encourage everyone to voice their opinions while retaining the humility to listen and accept other viewpoints. Employee resource groups supporting female, LGBTQ+, Black, Asian, Latinx, Jewish, parent, and veteran team members offer more ways to feel connected and supported within our LendingClub community.
You are worth it
We want every employee to feel valued. One way we do that is through our generous compensation and benefits package, which includes:
Generous paid time off
401(k) match up to 4% ($5,000 per year max)
Wellness program with cash incentives and more!
Perks with purpose
We also offer a wide range of onsite perks to help you get the most out of your day.
Onsite gym, locker room, showers and a bike room
Public Café in the building
Onsite barista for made to order coffee, smoothies and teas
Light-filled, colorful workspaces that encourage collaboration and innovation
Covered parking
Basketball courts and open field for sports activities
Healthy snacks and drinks
Position ineligible for visa sponsorship.
Check us out on social media!
LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.
We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at [email protected].
What you'll do
- The Credit Specialist will review personal loan applications and verify financial documents in a high-volume environment. They will interact with cross-functional departments to assist in the verification and decision-making process for member applications.
About LendingClub
Since our founding in 2007, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since. We are one of the first fintechs to acquire a national bank charter, which has transformed our business economics and introduced all new capabilities, and now others are following our lead, validating the strength of our model. We are one of America’s largest providers of unsecured personal loans, originating more than $100 billion in loans to our more than 5 million high-FICO, high-income members and helping them save millions on their cost of credit. And we’re just getting started.
A Culture that Delivers
Impact: We’re tackling big problems, but we’re a small enough organization for each individual to make a real difference
People: We’re a group of smart, kind, low-ego, and values-driven people from a wide variety of industries and backgrounds who are committed to our mission
Ideas: We seek out the best ideas – no matter where they come from – to look beyond what is possible today
Values: It’s not just what you accomplish, it’s also how you accomplish it that matters
Member FDIC
Ready to join LendingClub?
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Frequently Asked Questions
What does a Credit Specialist do at LendingClub?
As a Credit Specialist at LendingClub, you will: the Credit Specialist will review personal loan applications and verify financial documents in a high-volume environment. They will interact with cross-functional departments to assist in the verification and decision-making process for member applications..
Is the Credit Specialist position at LendingClub remote?
The Credit Specialist position at LendingClub is based in Lehi, Utah, United States. Contact the company through Clera for specific work arrangement details.
How do I apply for the Credit Specialist position at LendingClub?
You can apply for the Credit Specialist position at LendingClub directly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process.