HS
Business Lending Relationship Professional (Commercial Loan Officer)
full-time•Honolulu•$69k - $110k
About this role
Hawaii State FCU is looking for hardworking individuals who want a great work-life balance, and a great work environment.
-Voted Hawaii's Best Places to Work
-Voted Hawaii's Best - Best Financial Credit Union (Star Advertiser)
Are you ready to join a dynamic team that values collaboration, growth, and making a positive impact in our community? Look no further than Hawaii State Federal Credit Union (HSFCU)! We’re more than just a financial institution; we’re a family that believes in being “Always Right By You.”
Position Summary
The Business Lending Relationship Professional primarily focuses on managing complex commercial lending relationships with a secondary focus on business banking needs. Serving as the primary point of contact for assigned business members, this role builds trusted relationships while delivering a high-quality, member-focused lending experience. This role drives business development through existing relationships, sourcing new business opportunities aligned with the credit union’s strategic objectives, and providing guidance to members through the full lending cycle.
This role prepares and presents sound credit analyses and recommendations in partnership with internal stakeholders. Maintains stewardship of loans within the assigned loan portfolio by monitoring credit quality, performance, and ongoing financial condition. In addition, the position collaborates with Retail Delivery Division and internal partners to support referrals, identify business opportunities, and provide personalized guidance to help members access the financing and resources they need to grow.
Qualifications/Experience
- 4-6 years of related experience in Commercial Lending or related field.
- Ability to interpret financial statements, cash flow patterns, and industry-specific risks.
- General knowledge of commercial loan structures, products, services and underwriting principles.
- Ability to assess, monitor, and mitigate credit risk.
- Able to cultivate trust and long-term engagement with business members and internal and community partners, while collaborating across teams.
- Able to clearly communicate complex financial concepts clearly to both financial and non-financial audiences.
- Demonstrates strong critical thinking skills and sound judgement to evaluate information and make well informed recommendations..
- Comfortable operating in ambiguity and adapting to change.
- Strong organizational and prioritization skills with the ability to manage multiple tasks and competing deadlines.
- Demonstrates accountability through follow-through and ownership of assigned responsibilities and portfolio performance.
Salary Range
- Minimum - $69,092
- Maximum - $110,546
Benefits:
- Competitive Compensation: HSFCU offers competitive pay, merit increases, and incentives.
- Health Coverage: Comprehensive medical and dental coverage, with 100% paid single coverage for full-time employees.
- Paid Time Off: Enjoy 13 paid annual holidays and up to 29 PTO days.
- Retirement Savings: Contribute to a 401(k) plan with up to 10% employer contributions.
- Transportation Subsidy: On-site parking at a small cost, up to $100 parking subsidy, or 100% bus pass reimbursement.
- Health & Wellness: Access to wellness fairs, flu shot clinics, and on-site fitness centers.
- Additional Benefits: Flexible spending plans, credit union discounts, life, accident, and disability insurance.
- Growth Opportunities: HSFCU invests in employee development through in-person and online training programs, workshops, career development assistance, and tuition assistance. Employees are encouraged to further their education and unlock new opportunities.
- Work Environment: HSFCU’s modern headquarters prioritize a balance between wellness and productivity, offering a variety of amenities. The culture is inclusive, with a focus on teamwork and community, often described as an 'ohana' or family atmosphere.
- Employee Testimonials: Employees appreciate the supportive environment where everyone’s voice is heard and valued. The credit union has been recognized as one of Hawaii’s best places to work for over 12 years.
What you'll do
- The Business Lending Relationship Professional manages complex commercial lending relationships and serves as the primary contact for assigned business members. This role involves driving business development, preparing credit analyses, and collaborating with internal partners to support member needs.
About Hawaii State Federal Credit Union
At Hawaii State FCU, “always right by you” isn’t just a tagline – it’s a promise, to treat our members fairly and like family, and to always consider what’s best for them in all we do. Our member-focused, community-minded way of doing business has helped us grow from our humble beginnings in 1936 serving Hawaii’s territorial government workers to become one of the largest credit unions in the state, with 14 branches on Oahu and Maui.
At the heart of our credit union are our nearly 400 employees, who continually exemplify our “always right by you” promise by providing our members with outstanding products and experiences day in and day out. We strive for a workplace that’s fun, productive and offers opportunities for professional and life-long learning and growth.
It’s no wonder we’ve been named Hawaii’s Best Credit Union by the readers of Honolulu Star-Advertiser for 10 consecutive years, and one of Hawaii’s Best Places to Work for 11 consecutive years! Interested in joining our family? View our current job openings at www.HawaiiStateFCU.com/careers.
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Frequently Asked Questions
What does Hawaii State Federal Credit Union pay for a Business Lending Relationship Professional (Commercial Loan Officer)?
Hawaii State Federal Credit Union offers a competitive compensation package for the Business Lending Relationship Professional (Commercial Loan Officer) role. The salary range is USD 69k - 111k per year. Apply through Clera to learn more about the full compensation details.
What does a Business Lending Relationship Professional (Commercial Loan Officer) do at Hawaii State Federal Credit Union?
As a Business Lending Relationship Professional (Commercial Loan Officer) at Hawaii State Federal Credit Union, you will: the Business Lending Relationship Professional manages complex commercial lending relationships and serves as the primary contact for assigned business members. This role involves driving business development, preparing credit analyses, and collaborating with internal partners to support member needs..
Is the Business Lending Relationship Professional (Commercial Loan Officer) position at Hawaii State Federal Credit Union remote?
The Business Lending Relationship Professional (Commercial Loan Officer) position at Hawaii State Federal Credit Union is based in Honolulu, Hawaii, United States. Contact the company through Clera for specific work arrangement details.
How do I apply for the Business Lending Relationship Professional (Commercial Loan Officer) position at Hawaii State Federal Credit Union?
You can apply for the Business Lending Relationship Professional (Commercial Loan Officer) position at Hawaii State Federal Credit Uniondirectly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process.