GC
Mortgage Loan Officer
full-time•Minot
About this role
Location
Minot DowntownJob Description:
Be Part of Something Greater.
At Gate City Bank, we exist to make lives better, For A Better Way of Life. As a community‑first, customer‑focused financial institution, we’re proud to help our neighbors open the door to homeownership every day. We’re searching for an energetic, relationship‑driven Mortgage Loan Officer who’s passionate about building connections, supporting our communities, and delivering exceptional mortgage expertise with genuine care.
If you’re motivated, knowledgeable, and thrive in a people‑centered environment, this is your opportunity to join a team that invests in YOU.
What You'll Do:
The Mortgage Loan Officer prospects, establishes and maintains relationships with customers, all referral partners including realtors, vendors, and contractors by providing mortgage lending product and service expertise to meet and exceed established lending goals and staying within established lending limits, ensuring loan quality, and growth for the Bank.
ESSENTIAL FUNCTIONS:
Solicit and sell 1 - 4 family loans through self-motivated marketing efforts that may include participation in sales calls, home-buyer seminars, Realtor and Homebuilders Association functions, Parade of Homes, Home Shows.
An active, involved member of the community that attends community activities.
Interview customers to obtain financial histories including income, assets, investments and debts. Analyze the customer’s financial information to meet the customer’s needs by:
Educating the borrower on the advantages and disadvantages of mortgage loan products.
Use every customer contact as an opportunity to advise customer about additional services or programs that may benefit them.
Always asking the customer for his/her business.
Prepare residential loan applications completely, accurately, and in compliance with Federal guidelines and Gate City Bank’s policies and procedures.
Assist loan origination staff with the process of loans.
Act with a sense of urgency in responding to required documentation.
Meet established personal production goals and assists in the achievement of all the Bank’s annual production goals.
Prospect, build, and maintain relationships with real estate brokers, local builders and contractors, and other sources for a continued source of production.
Demonstrate knowledge of all current policies, procedures, and compliance pertaining to mortgage loans, including CRA.
Other:
Provide a “Wow” customer service experience for team members and customers.
Develop and maintain productive relationships with team members, leaders, customers, and vendors.
Prompt and reliable attendance is essential in order to provide expected levels of service.
Must comply with all Gate City Bank policies, procedures, and applicable laws and regulations.
Must be detailed-oriented and maintain high degree of accuracy.
Ability to make decisions in a fast-paced environment.
EDUCATION AND EXPERIENCE:
Bachelor’s degree (B.A.) from a four-year college or university preferred; 3-5 years related (sales) experience; or equivalent combination of education and experience.
Strong oral and written communication skills.
Interpret and use data for decision making.
EOE/including Disability/Vets
Member FDIC
What you'll do
- The Mortgage Loan Officer is responsible for prospecting and maintaining relationships with customers and referral partners while providing mortgage lending expertise. They will also prepare loan applications and ensure compliance with guidelines and policies.
About Gate City Bank
At Gate City Bank, we invest in the best people...driven people, compassionate people, creative people…people like you! We invest in the best team members because it's what's best for our customers.
We are investing in our team members with competitive compensation and comprehensive benefits packages, along with promoting a fun, family-friendly work environment.
Gate City Bank is a mutual community bank and we have been providing complete banking services to our customers since 1923.
It is Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers FREE ATMs anywhere with unlimited ATM fee refunds, which has saved our customers more than $33 million since we began refunding ATM fees in 2006. That's what it's all about here at Gate City Bank - making your financial life easier, more convenient, and more rewarding so you can enjoy a better way of life.
Gate City Bank is honored to support our communities through charitable contributions, in-kind donations such as reduced interest-rate loans for non-profit organizations, and paid volunteer time for our team members. We go beyond our commitment to offering the best checking, savings, and loan programs – we're touching lives in the communities we serve. With 45 locations across North Dakota and central Minnesota, Gate City Bank shares a commitment to our customers, communities, and team members.
Member FDIC - Equal Housing Lender - EOE, including Disability/Vets
Ready to join Gate City Bank?
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Frequently Asked Questions
What does a Mortgage Loan Officer do at Gate City Bank?
As a Mortgage Loan Officer at Gate City Bank, you will: the Mortgage Loan Officer is responsible for prospecting and maintaining relationships with customers and referral partners while providing mortgage lending expertise. They will also prepare loan applications and ensure compliance with guidelines and policies..
Is the Mortgage Loan Officer position at Gate City Bank remote?
The Mortgage Loan Officer position at Gate City Bank is based in Minot, North Dakota, United States. Contact the company through Clera for specific work arrangement details.
How do I apply for the Mortgage Loan Officer position at Gate City Bank?
You can apply for the Mortgage Loan Officer position at Gate City Bankdirectly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process.