Fraud Analyst
full-time•United Kingdom
About this role
Fraud Analyst
We are looking for a Fraud Analyst to join our Financial Crime team
Our FinCrime team is responsible for protecting Funding Circle , its customers and investors from Fraud. This work is essential to the success of our products and services and the confidence that customers and investors have in Funding Circle.
Who are we?
We’re Funding Circle. We back small businesses to succeed.
At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow.
With more than a decade of expertise under our belt, we’ve built a game-changer of a platform with cutting-edge data and technology that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash.
We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience.
The role
- Detecting and preventing fraudulent applications using the various tools implemented across multiple different product types
- Spotting fraud trends and attacks and suggesting controls and preventative measures
- Using industry prevention/mitigation tools and systems e.g. Cifas, to assist investigation and decision-making
- Acting decisively to minimise the financial impact of fraud on victims and Funding Circle and maximise the chance of recovery where appropriate
- Conducting objective, fair and timely investigations into potential fraud and financial crime instances to ensure that the interests of both Funding Circle and our genuine customers are satisfied
- Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day
What we’re looking for
- Analytical and detail oriented with an ability to think logically and reasonably
- Able to make sound judgement calls and take responsibility for decisions made
- Able to use varied tools and investigation methods to assist in making a considered judgement
- Experienced in application fraud, fraud investigations and fraud analysis in a financial/lending environment
- Able to understand the variety of fraud types and how to handle them effectively
- Experienced and knowledgeable about card fraud and technical dispute management
- Experienced with ID and financial documents review procedures
- Familiar with compliance and regulatory requirements
- Good with your interpersonal and communication skills
At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements.
Want to learn more?
- We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £6.9bn of GDP generated). You can read our full Impact Report here: https://www.fundingcircle.com/uk/impact
- To see what our customers think, visit our Trustpilot page: https://uk.trustpilot.com/review/fundingcircle.com
- And we’re still evolving! Our award-winning multi-product platform is solving more SME finance challenges than ever before. We think big, rally together and meet the needs of SME customers like no other.
Why join us?
At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better.
As a flexible-first employer we offer hybrid working at Funding Circle, and we've long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!
We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.
A few highlights:
- Flexibility: We provide you with a benefit allowance so that you can tailor your benefit selection to you and your family’s needs.
- Health: Private Medical Insurance, Dental Insurance, Health Cash Plan, Health Assessments (including female fertility health assessments), eyecare vouchers, flu jabs, Wellhub (for discounted flexible gym membership and access to wellbeing apps) access to a free Employee Assistance Programme and free Digital GP for yourself and any children under 16.
- Wealth: Life Assurance, Income Protection, Critical Illness Cover, financial coaching through Octopus Money Coach, a tax-advantaged share scheme, a free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
- Development: Dedicated annual Learning & Development allowance and full access to internal learning platform.
- Lifestyle: Electric Car Scheme, Cycle to Work scheme, Season Ticket Loans, and more!
And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.
Ready to make a difference? We’d love to hear from you.
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What you'll do
- The Fraud Analyst will detect and prevent fraudulent applications and conduct investigations into potential fraud instances. They will also suggest controls and preventative measures to minimize the financial impact of fraud.
About Funding Circle UK
We back small businesses with the finance they need to succeed. At Funding Circle, we understand running a business is hard work so we provide a fast, hassle-free experience for businesses looking for finance - with SME experts based in the UK.
Over the past ten years, we've been revolutionising SME lending by making it easier than ever to apply for a business loan. With our simple online application small businesses can apply in minutes without the need for interviews or business cases, get a decision in seconds, and funds in their account in typically 48 hours.
We've helped over 130,000 businesses access more then £14.5 billion since 2010. And we're not done yet.
Ready to join Funding Circle UK?
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Frequently Asked Questions
What does a Fraud Analyst do at Funding Circle UK?
As a Fraud Analyst at Funding Circle UK, you will: the Fraud Analyst will detect and prevent fraudulent applications and conduct investigations into potential fraud instances. They will also suggest controls and preventative measures to minimize the financial impact of fraud..
Is the Fraud Analyst position at Funding Circle UK remote?
The Fraud Analyst position at Funding Circle UK is based in United Kingdom, United Kingdom. Contact the company through Clera for specific work arrangement details.
How do I apply for the Fraud Analyst position at Funding Circle UK?
You can apply for the Fraud Analyst position at Funding Circle UKdirectly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process.