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Credit Analyst: RCS (CT or JHB based)
full-timeJohannesburg

Summary

Location

Johannesburg

Type

full-time

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About this role

Job Description

Hello Future Credit Analyst,

RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.
United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.
Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2023, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.

Are You Someone Who Can:

  • Unpack and critically think about the risk of new and existing debt and equity deals for clients across a broad range of geographies and industries
  • o Engaging with the client,
  • o Interrogating a client’s business model and identifying risks,
  • o Assessing financial data put forward by the client,
  • o Building a financial model to forecast performance or assessing a model put forward by the client or the client’s advisors for accuracy and appropriateness,
  • o Working alongside the deal to structure a deal in line with the risk philosophy of the bank,
  • o Assessing and managing overall limits for a client in line with the bank’s risk framework
  • o Putting forward a deal for recommendation after objectively assessing all the facts.
  • o Taking ownership of the application which requires strong report writing skills,
  • o Managing the timelines of a deal in line with the agreed-upon submission deadline, and
  • o Presenting a deal at committee and working together with the deal team to take questions and answers which require strong verbal skills, the ability to debate and manage differing views and ultimately influence and negotiate a good outcome for both the client and the bank.
  • o Building and maintaining professional working relationships with all stakeholders, which includes working alongside experienced business and risk executives and acting as a bridge,
  • o Adaptation of communication styles to meet the needs of different audiences, and
  • o Conflict management.
     

You Will Be An Ideal Candidate If You:

  • Are ideally CA (SA) or CFA with relevant credit analyst experience within Investment Banking
  • Strong work ethic with a self-starter attitude and a keenness to take ownership of the role’s opportunities and personal development
  • Resilience and an openness to receiving and sharing feedback,
  • Ability to handle stress well, which includes self-management of workload (2 to 3+ deals at any point in time), quick adaptation to deal changes, prioritization of deals, and open communication on capacity.
     

You Will Have Access To:

  • Opportunities to network and collaborate
  • Challenging Working
  • Opportunities to innovate
     

We Can Be a Match If You Are

  • Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to
  • Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it

Are you interested to take the step? We look forward to engaging with you further. Apply now!
 

#Post

#RMB

#LI-JB5

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

21/01/26

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Other facts

Tech stack
Credit Analysis,Financial Modeling,Risk Assessment,Report Writing,Client Engagement,Deal Structuring,Stakeholder Management,Conflict Management,Communication Skills,Adaptability,Resilience,Self-Management,Ownership,Negotiation,Team Collaboration,Business Model Analysis

About FirstRand Bank India

FirstRand Bank India is a licensed financial services provider in India and a fully-fledged branch of FirstRand Bank Limited South Africa. The bank opened its doors for trade in 2009 after being granted a full-scale commercial banking license. Based in Mumbai, FirstRand Bank India is a member of the Indian banking fraternity - offering banking services to its clients active in the Indo-African corridor and within
India across corporate banking, investment banking, fixed income, currency and commodity products, and structured products.

Team size: 51-200 employees
LinkedIn: Visit
Industry: Banking
Founding Year: 2008

What you'll do

  • The Credit Analyst will assess the risk of debt and equity deals, engage with clients, and build financial models to forecast performance. They will also manage deal timelines, present recommendations, and maintain professional relationships with stakeholders.

Ready to join FirstRand Bank India?

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Frequently Asked Questions

What does a Credit Analyst: RCS (CT or JHB based) do at FirstRand Bank India?

As a Credit Analyst: RCS (CT or JHB based) at FirstRand Bank India, you will: the Credit Analyst will assess the risk of debt and equity deals, engage with clients, and build financial models to forecast performance. They will also manage deal timelines, present recommendations, and maintain professional relationships with stakeholders..

Why join FirstRand Bank India as a Credit Analyst: RCS (CT or JHB based)?

FirstRand Bank India is a leading Banking company.

Is the Credit Analyst: RCS (CT or JHB based) position at FirstRand Bank India remote?

The Credit Analyst: RCS (CT or JHB based) position at FirstRand Bank India is based in Johannesburg, Gauteng, South Africa. Contact the company through Clera for specific work arrangement details.

How do I apply for the Credit Analyst: RCS (CT or JHB based) position at FirstRand Bank India?

You can apply for the Credit Analyst: RCS (CT or JHB based) position at FirstRand Bank India directly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process. You can also learn more about FirstRand Bank India on their website.