FS
Consumer Loan Underwriter
full-time•Irving
About this role
Company Description
FSR is a leading provider of premier talent for credit unions (Direct -Hire) specifically recruiting for the credit union industry. Our experienced placement professionals have an unparalleled understanding of our client’s business culture and candidate expectations. We expertly match our candidates talent to our clients need for any all staff levels within the credit union organization, from teller to CEO we can make it happen for you.
Job Description
We’re seeking a detail-oriented and analytical Consumer Loan Underwriter to join our lending team. This role is responsible for evaluating and underwriting consumer loan applications to ensure sound credit decisions that align with the credit union’s lending policies, risk tolerance, and member service standards. The ideal candidate brings solid consumer underwriting experience, sound judgment, and a strong commitment to delivering exceptional member experiences.
Key Responsibilities
Analyze, evaluate, and underwrite a full range of consumer loans, including auto, unsecured, credit card, and home equity.
Ensure compliance with all internal policies, lending procedures, and regulatory requirements.
Review and verify credit reports, income documentation, collateral values, and debt ratios to assess creditworthiness.
Communicate loan decisions promptly and clearly with branch and lending staff, providing guidance on structuring and documentation as needed.
Collaborate with lending and member service teams to deliver efficient, member-focused solutions.
Assist in the development and improvement of underwriting processes and workflow efficiency.
Support loan portfolio quality and risk management initiatives
Qualifications
Minimum of 3 years of consumer lending underwriting experience in a financial institution required. This is NOT a mortgage lending role.
Some business lending experience is a plus.
Strong understanding of credit analysis, loan structuring, and risk assessment.
Working knowledge of consumer lending regulations (Reg B, Reg Z, Fair Lending, etc.).
Excellent analytical, decision-making, and communication skills.
Proficiency with lending and core processing system platforms preferred.
High school diploma or equivalent required.
Additional Information
What We Offer:
A supportive and collaborative work environment
Opportunities for professional growth and development
Competitive compensation and benefits package
The chance to make a meaningful impact in the communities we serve
What you'll do
- The Consumer Loan Underwriter evaluates and underwrites consumer loan applications to ensure sound credit decisions. This includes analyzing various types of loans and ensuring compliance with lending policies and regulations.
About Financial Staffing Resources, Ltd.
Credit Union and Community Bank Recruiting Expertise
Financial Staffing Resources, Ltd. (FSR) provides direct-hire placement to the financial services industry, specializing in Credit Union and Community Bank staff. Our team is committed to quality and service and infact, our entire culture revolves around it. With over 25 years of financial industry recruiting experience, we know your business culture and your expectations.
Time and time again our clients and candidates commend us on our individual focus and service and the passion we have for our industry. Client and recruitment satisfaction are the most important part of our business, and we work hard to ensure that each placement is a good fit for the client and the candidate.
Our recruiters have an unparalleled understanding of our client’s business culture and candidate expectations. Our team of experienced placement professionals expertly matches client need to talent for any staff level within the credit union organization.
• Tellers
• Member Service Representatives
• Financial Service Officers
• Loan Processors & Officers
• Branch Managers
• Sales & Operations Managers
• Marketing & Business Development
• Accounting & Audit
• Collectors
• Vice Presidents
• Chief Executive Officers
Ready to join Financial Staffing Resources, Ltd.?
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Frequently Asked Questions
What does a Consumer Loan Underwriter do at Financial Staffing Resources, Ltd.?
As a Consumer Loan Underwriter at Financial Staffing Resources, Ltd., you will: the Consumer Loan Underwriter evaluates and underwrites consumer loan applications to ensure sound credit decisions. This includes analyzing various types of loans and ensuring compliance with lending policies and regulations..
Is the Consumer Loan Underwriter position at Financial Staffing Resources, Ltd. remote?
The Consumer Loan Underwriter position at Financial Staffing Resources, Ltd. is based in Irving, Texas, United States. Contact the company through Clera for specific work arrangement details.
How do I apply for the Consumer Loan Underwriter position at Financial Staffing Resources, Ltd.?
You can apply for the Consumer Loan Underwriter position at Financial Staffing Resources, Ltd.directly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process.