Fraud Operations Analyst (Hybrid)

<p><em>We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.</em></p> <p><strong>About the role:</strong></p> <p>To be a successful Fraud Operations Analyst at Enova, one must have an innate desire to dig deeper, and a willingness to go above and beyond in an effort to protect our products from falling victim to various fraud attempts. On a typical day, your co-workers will find you executing complex, in-depth investigations on suspicious applications as well as using technology-based tools to improve current fraud monitoring and detection systems utilizing SQL and Excel. Managers and key executives will need to depend on your skills and knowledge to ensure the health of the business is being maintained from the fraud risk perspective. Cross-functional projects are highly encouraged and vital to the Fraud Operation Analyst role, as well as assisting in improving our underwriting and verification processes. Innovation is the key in being able to successfully combat fraudsters, so we are seeking a candidate with an imaginative mind who can shed new light on intuitive ways to fight fraud.</p> <p><strong>Responsibilities:</strong></p> <ul> <li>To monitor, and investigate any suspicious applications and loans for one or more of our products</li> <li>Work cross-functionally with other departments to improve procedures, and/or provide advice from a fraud risk perspective</li> <li>Maintain reports specific to your designated products, and know when to escalate any potential issues that arise, as well as which teams needs to be notified</li> <li>Ability to multitask, and mitigate fraud for potentially up to 3 brands</li> </ul> <p><strong>Requirements:</strong></p> <ul> <li>1+ years of relevant fraud experience, preferred&nbsp;</li> <li>Working knowledge of MS Office applications</li> <li>Highly self-motivated, and willingness to build networks/relationships with other departments</li> <li>Naturally inquisitive, and desire to gain business insight, information and understanding</li> <li>Willingness to do what it takes to respond to urgent projects, reports, or issues</li> <li>Excellent written and oral communication skills to succinctly and accurately communicate issues and recommendations</li> <li>Ability to derive actionable insights from large, complex data sets and take initiative</li> <li>Bachelor's degree or equivalent experience, preferred</li> </ul> <p><strong>Compensation:</strong></p> <p>This position includes various levels within our career ladder. The actual hourly rate will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the ranges shown.&nbsp;</p> <p>Budgeted hourly rate ranges:</p> <ul> <li><strong>Fraud Ops Analyst I</strong>: $21.00 - $26.00</li> <li><strong>Fraud Ops Analyst II</strong>: $25.00 - $29.00</li> </ul> <p>Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail<a href="https://www.enova.com/culture/#:~:text=Full%2Dtime%20employees%20receive%20medical,and%20dependent%20daycare%3B%20and%20more!"> here</a>.</p><div class="content-conclusion"><p><strong>Benefits &amp; Perks:</strong></p> <ul> <li>Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.</li> <li style="font-weight: 400;"><span style="font-weight: 400;">Health, dental, and vision insurance including mental health benefits</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">401(k) matching plus a roth option (U.S. Based employees only)</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">PTO &amp; paid holidays off</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Sabbatical program (for eligible roles)</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Summer hours (for eligible roles)</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Paid parental leave</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Employee recognition and rewards program</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Charitable matching and a paid volunteer day…Plus so much more!</span></li> </ul> <p><strong>About Enova</strong></p> <p><span style="font-weight: 400;">Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions.</span><span style="font-weight: 400;">&nbsp;</span></p> <p><span style="font-weight: 400;">Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture </span><a href="http://www.enova.com/culture"><span style="font-weight: 400;">here</span></a><span style="font-weight: 400;">.&nbsp;</span></p> <p><span style="font-weight: 400;">It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click</span><a href="https://www.enova.com/ccpa/"><span style="font-weight: 400;"> </span><span style="font-weight: 400;">here</span></a><span style="font-weight: 400;"> to review our California Privacy Policy for Job Applicants.</span></p></div>