Details of the Division and Team:       

Trade Settlement & Confirmations Operations (TSCO) Branch Vietnam provides operational support such as trade settlement, confirmation, loan settlement, reconciliation, and regulatory reporting (Process) for Foreign Exchange, Money Market, Fixed Income, OTC Derivatives, and Loan (Products).

TSCO Branch Vietnam is looking for a Branch Operations Analyst – Associate. This position is responsible for processing functions of Loan Operations, which includes matters relating to credit products, loan documentation, input/control of credit limits, and liaising with other business units in connection with these tasks. The role is also responsible for client servicing in respect of loan booking, accepting client orders, booking of funding from Treasury, and processing loans in the Loan Booking system.

What we will offer you:          

A healthy, engaged, and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.

You can expect:

• Insurance coverage for employees and direct family members (spouse and children)

• Good benefit in sick leave (max 6 days of sick leave per year with no document submission requirement)

• Gender Neutral Parental Leave

• Flexible working arrangements

Your key responsibilities:

The candidate must possess functional knowledge of daily loan operations processes, compliance monitoring, regulatory reporting, reconciliations, and loan documentation. This includes transferring knowledge to team members. The candidate should demonstrate the ability to complete assignments in a timely manner and ensure deal management processes remain efficient and cost-effective within the bank’s established internal and external standards and guidelines. The ability to promote teamwork within the department to ensure process completeness and to interact with professionals from other departments to achieve the bank’s objectives is essential. The candidate must be able to analyze data, recognize and respond to anomalies, and accurately evaluate, document, and escalate processing exceptions and root causes. A strong understanding of Compliance, Audit, Regulatory, and Operational Risk is a must.

Risk Management and Control

• Proactively identify operational risks and develop controls to manage and mitigate risks in partnership with the business.

• Continuously improve knowledge about industry standards, security, and audit requirements. Escalate appropriately to manage risk.

• Make recommendations for process improvement. Develop awareness of strategy, predict business changes, address control challenges, and drive strategic direction/solutions.

• Prepare all exceptional items daily. Prepare and review monthly/quarterly regional management reports.

Documentation

• Prepare, perfect, safeguard, and review offer letters and security documents.

• Review legal documents and coordinate with legal counsel (offer letters and security agreements) to ensure documents align with internal/external legal recommendations.

• Update systems, scan, and save documents into the electronic database.

Credit Limits and Account Conditions Management

• Input limits in the system in accordance with standard limit handling procedures.

• Manage and control offered limits in line with internal procedures and regulatory requirements.

Funding, Loan Booking, and Client Service

• Deliver excellent client service by committing to SLAs, responding to client queries, and promptly escalating issues to the business.

• Book loan funds in the system based on client dealings and Relationship Managers’ advice regarding loan amount, loan tenor, and loan interest.

Monitoring Function

• Ensure timely monitoring of covenants and collateral revaluation/refresh on a regular or ad hoc basis.

• Track and follow up on incomplete documents.

• Ensure perfect reconciliations.

• Escalate all overdue items or exceeding limits accordingly.

• Action and escalate breaks as required.

Audit/Controls

• Maintain proper and sufficient audit trails.

• Resolve any outstanding audit points without delay.

• Ensure compliance with Operational Risk Management; no lapses or gaps in control.

Business Continuity Management

• Assist the BCM Coordinator of the department in reviewing Business Recovery Plans.

• Act as alternate BCM Coordinator.

Reporting

• Prepare, check, and submit accurate internal and external reports (including SBV and CIC reports).

• Take the lead in new report implementation and reporting automation projects.

• Monitor report inventory and reconciliation.

Others

• Participate in system migration, process automation, and transformation projects.

• Support various cross-functional initiatives set up in the branch from time to time.

• Train junior staff and support the Head of Loan Ops in branch and regional tasks as assigned, such as meetings, reporting, and procedure reviews.

• Leverage own and team's product knowledge to deliver customer-centered solutions. Manage and continually propose improvements to daily workflow and operations.

• Perform other duties as instructed from time to time by the bank or as represented by the line manager.

• Work correctly and comply with KODs and Regulations

Your skills and experience:

• Bachelor Degree in either Banking, Finance, Economics or Business Administration.

• Minimum 6 years experiences in lending operations department of international banks.

• Good experience in transaction approval, document preparation and review, regulatory reporting. Knowledge of local laws, Compliance, Audit, Regulatory & operational risk, especially with regard to banking and lending.

• Good language skills (both English and Vietnamese).

• Strong analytical and problem solving skills. Have the capability of driving initiatives, projects, new developments.

• Good interpersonal skills, Strong work ethic.

• Strong skills in Microsoft software packages (Word, Excel, PowerPoint, SQL, Macro, etc….) are an advantage.

• Self-driven and keen on change for better mindset.

How we’ll support you:          

• Flexible working to assist you balance your personal priorities

• Coaching and support from experts in your team

• A culture of continuous learning to aid progression

• A range of flexible benefits that you can tailor to suit your needs

• Training and development to help you excel in your career

About us and our teams:

Deutsche Bank is the leading German bank with strong European roots and a global network. click here  to see what we do.

Deutsche Bank & Diversity

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.