About this role
Job Title
- Personal Line Underwriter
Location
- 1440 Kapiolani Blvd. Ste 950. Honolulu, HI 96814
Salary
- $50,000 - $100,000/year
Position Type
- Full-time
- Non-exempt (Hourly) or Exempt (Salaried)
- Monday – Friday
- 8:00 am - 5:00 pm
- Hybrid after 90 days – 3 days in office/2 days remote
Reports to
- Deputy Branch Manager
Position Overview
We’re seeking a Personal Lines Underwriter to join our team and make an impact! With 5+ years of expertise in Homeowners, Dwelling Fire, Automobile, and Umbrella, you’ll play a key role in driving growth, ensuring profitability, and managing strong agency relationships. If you’re ready to bring your skills, energy, and motivation to a team that values collaboration and results, we’d love to hear from you!
Key Responsibilities
- Underwrite and manage a portfolio of Personal Lines policies, ensuring compliance with company guidelines and regulatory requirements
- Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
- Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
- Develop and maintain strong working relationships with assigned agencies within the territory to drive business growth
- Work closely with other team members and management to achieve monthly and annual branch goals
- Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
- Build and maintain strong agency relationships to foster growth and support business development efforts
- Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
- Review data accuracy and prepare monthly closing reports for each product line
Qualifications
- Minimum 5+ years of experience in underwriting Homeowners, Dwelling Fire, Automobile, and Umbrella
- Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
- Strong analytical and decision-making skills, with a solid understanding of underwriting principles
- Excellent communication skills, with the ability to work collaboratively with agents and internal teams
- Ability to collaborate effectively with cross-functional teams to meet goals
- Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software
- Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus
Benefits
- Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
- Paid time off and sick leave
- 13 Annual paid holidays
- 401(k) plan with up to 4% company match
- Fringe Benefit reimbursements
- Job-related training reimbursement
- Casual dress code
- Hybrid after 1 year of employment
About Us
At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.
Other facts
About DB Insurance Co., Ltd.
Established in March 1962 as the first auto insurance company in South Korea, DB Insurance has grown into a leading provider of differentiated non-life insurance products and services. Currently, home office’s total assets are about $34B and direct annual written premiums around $12B.
Expansion to overseas market has been achieved to pursue new growth engines and portfolio diversification. DB Insurance is committed to boosting revenues from existing overseas branch offices in the US as well as accelerating the entry into the Chinese market and strengthening its foothold overseas by entering newly emerging markets. DB Insurance operates 4 Branches, 4 Representative Offices and 2 Partnerships. Currently the US branches’ total assets are $248M and annual written premiums are $150M. DB Insurance Co., Ltd. (U.S. Branch) currently writes all lines of property and casualty insurance in Hawaii, California, and New York.
What you'll do
- The Personal Lines Underwriter will underwrite and manage a portfolio of Personal Lines policies while ensuring compliance with guidelines. They will analyze risk data, collaborate with the underwriting team, and maintain strong agency relationships to drive business growth.
Ready to join DB Insurance Co., Ltd.?
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