Inside the Role

The Credit Risk Controlling Analyst is responsible for delivering accurate and timely reporting on credit risk performance for DTFS U.S. and Canada. This includes month-end reporting, analysis of actual results, and contributing to the development of financial forecasts. The role involves identifying and resolving issues related to credit risk reserving, loss metrics, and delinquency reporting.
This position collaborates closely with teams across Fleet Workout, Collections, Remarketing, and Financial Reporting. The analyst will also participate in special projects and investigations that support overall DTFS performance. Compliance with ICS requirements is expected as relevant to assigned responsibilities.

Posting Information

We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.

We Take Care of Our Team

What You Drive

• Responsible for reporting credit risk KPIs, loss forecasting and provisioning

• Month-end reporting including preparing monthly journal entries, updating spreadsheets, commentary

• Support TM1/ MIF Template/Corporate Customer Report submissions

• Participate in monthly Fleet SAC, Dealer SAC and Portfolio Performance Review meetings

• Provide special reporting for troubled Fleet customers

• Prepare monthly forecast and quarterly forecasts

• Prepare annual credit risk forecast

• Ad-hoc reporting and analysis of current loss and portfolio trends

• Support special projects; credit loss mitigation, IFRS9 policies, CMS system testing

• Support External Auditors, Financial Reporting and ICS requirements

• Monthly results presentation slides

• Maintenance of Credit Risk Tableau dashboard

Knowledge You Should Bring

• BS/BA in Business, Finance, or Accounting and prefer 5-7 years of relevant experience or 8  years of relevant experience in lieu of degree 

• Analytical skills: Ability to investigate discrepancies or issues in financial/credit data; strong analytical skills to identify trends, anomalies and drivers of risk

• PC/Software skills: Microsoft Suite of products, proficient in working with data analysis, reporting and visualization tools

• Attention to detail, customer focus, planning and organizing, problem solving and analysis, teamwork and collaboration

Exceptional Candidates Might Have

• Understanding of credit risk KPIs (delinquencies, losses, recoveries, provisioning)

• Knowledge of loss forecasting methodologies and credit risk provisioning (including IFRS 9 concepts)

• Familiarity with portfolio performance metrics for fleet, dealer, and retail portfolios

• SAP/SAS Software/advanced analytics experience

• Strong Excel skills (pivot tables, advanced formulas, data manipulation)

• Ability to summarize complex credit risk data in presentations and commentary

Where We Work

This position is open to applicants who can work in (or relocate to) the following location(s)- 

Charlotte, NC US. Relocation assistance is not available for this position.

Schedule Type: 

Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.

Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between.

To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life.

Additional Information

• Applicants must be legally authorized to work permanently in the country of posting

• Final candidate must successfully complete a criminal background check

• Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions

• EEO - Disabled/Veterans

Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.

For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at 503-745-8982 or toll free 800-206-3369. For TTY/TDD enabled call 503-745-2137 or toll free 866-355-6935