Portfolio Analyst Credit III
full-time•Charlotte•$70k - $130k
About this role
PORTFOLIO ANALYST CREDIT III
WHAT IS THE OPPORTUNITY?
This position will design and generate monthly, quarterly and ad hoc reports to support credit portfolio management. Design and maintain a database reporting system to accommodate the information needs. Anticipates short-term and long-term information requirements and generates multiple reports to accommodate current and anticipated needs. Access and interpret data to produce analytical models for management as required. Produce intelligence through querying data repositories, generating periodic reports, and identifying risk trends through quantitative and qualitative analysis. Furthermore, increase automation in processes related to data and reporting along the division to maximize productivity.
WHAT WILL YOU DO?
- Prepare and generate internal and external reports.
- Develop and support the delivery of information to assist tactical and strategic programs.
- Design and maintain database applications, reports/lists, statistics, graphics, etc. to provide credit analytics.
- Develop quantitative methods to measure credit and financial performance.
- Maintain and utilize system to gather and analyze credit and financial data.
- Analyze data and review for reasonableness a large volume of monthly credit activity and financial data. Reconcile with general ledger.
- Design and execute controls.
- Coordinate and obtain access to data and identifies technical resources for project support. Work with colleagues to define their information requests.
- Proactively troubleshoot for the best solution given the strategic direction of the division.
- Prepare documentation of any project/activity assigned.
- Recommend, update, or design new reports and useful tools to measure performance.
- Maintain a current awareness and understanding of appropriate banking laws, regulations, internal policies and procedures, and to comply fully with those laws, regulations, policies and procedures.
WHAT DO YOU NEED TO SUCCEED?
Required Qualifications*
- Bachelor's Degree or equivalent
- Minimum 3 years experience in a credit environment
- Minimum 5 years experience working in data analysis
- Minimum 5 years of experience with SAS or SQL, or other data management, reporting and query tools (Sharepoint, SAP, Business Objects, Tableau, Crystal reports/Dashboard, etc)
Additional Qualifications
- Expert knowledge of PC computing environments, extensive experience with database reporting using query tools such as Brio, SQL, Python, Tableau and Excel.
- Prior banking experience and extensive experience writing and developing reports, and financial modeling.
- Excellent process management and problem solving skills.
- Ability to independently design and tailor solutions to the required objectives
- Good knowledge of accounting and financial analysis techniques.
- Strong analysis and reporting skills.
- Excellent verbal and written communication skills.
WHAT'S IN IT FOR YOU?
Compensation
Starting base salary: $70,000 - $130,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
- Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
- Generous 401(k) company matching contribution
- Career Development through Tuition Reimbursement and other internal upskilling and training resources
- Valued Time Away benefits including vacation, sick and volunteer time
- Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
- Career Mobility support from a dedicated recruitment team
- Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our Benefits and Perks.
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
What you'll do
- The Portfolio Analyst Credit III will design and generate reports to support credit portfolio management and maintain a database reporting system. They will analyze data, produce analytical models, and increase automation in reporting processes.
About City National Bank
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $93 billion in assets as of July 31, 2025. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $106 billion in client investment assets. City National is dedicated to strengthening communities, and in 2024 alone, the company made charitable contributions of nearly $10 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
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Frequently Asked Questions
What does City National Bank pay for a Portfolio Analyst Credit III?
City National Bank offers a competitive compensation package for the Portfolio Analyst Credit III role. The salary range is USD 70k - 130k per year. Apply through Clera to learn more about the full compensation details.
What does a Portfolio Analyst Credit III do at City National Bank?
As a Portfolio Analyst Credit III at City National Bank, you will: the Portfolio Analyst Credit III will design and generate reports to support credit portfolio management and maintain a database reporting system. They will analyze data, produce analytical models, and increase automation in reporting processes..
Is the Portfolio Analyst Credit III position at City National Bank remote?
The Portfolio Analyst Credit III position at City National Bank is based in Charlotte, North Carolina, United States. Contact the company through Clera for specific work arrangement details.
How do I apply for the Portfolio Analyst Credit III position at City National Bank?
You can apply for the Portfolio Analyst Credit III position at City National Bankdirectly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process.