Key Responsibilities:

1. To analyse or process and approve new and existing Credit Card, Personal Financing and AML alerts, ensure the application is completed with sufficient supporting documentations and are decision within the stipulated turnaround time.
2. Perform verification of applicant with relevant parties to ensure the authentication and genuineness of the applicant.
3. To investigate on the AML alert triggered for CDD or ODD or Watchlist via AML system for any element of suspicious or abnormalities of profile that may trigger red flag and provide recommendation for on-boarding or continuing of relationship.
4. To be alert in detecting and preventing any potential elements of fraud or fraud applications.
5. To compute and update applicant’s income, Debt Service Ratio, and other relevant variable accurately before performing the Centralized Retail Decision Engine (CRDE).
6. To evaluate and approve credit facilities within credit practices based on credit check findings and CCRIS conduct.
7. To ensure all recommendation made by credit officers are in line with Bank’s Credit Policy, Guidelines/ Business Rules or AML Policies and Procedure guidelines.
8. To escalate to Group Compliance via iSTR in AML system for any potential red flag or AMLCTF activities detected during alert review.
9. To review and recommend exceptional cases as and when required.
10. Exercising individual discretionary authority accordance to approval granted by management and ensures quality and accuracy.
11. Prepare daily, monthly and quarterly reporting for credit card and personal financing portfolio.
12. To assign AML alert triggered via AML system to relevant credit Officer.
13. To undertake any other directives, duties and ad-hoc tasks assigned by Management from time to time.

Qualification:

• Bachelor Degree or Professional Qualification in the relevant discipline (Banking/ Accounting/Finance/Business/Economics) or its related courses.