Chubb is the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

KEY OBJECTIVE:                                                                

To investigate, assess, reserve, and resolve Automobile and Property Claims over the telephone while adhering to all Claims Service Standards.  

MAJOR RESPONSIBILITIES:                                                                        
•    Analyze first report to determine nature of loss, coverage provided and scope of damage.
•    Conduct investigations of all aspects of reported claims.  Secure and/or file all supporting documentation and verify the same for accuracy, relationship and completeness.
•    Comfortable critically reviewing auto estimates and/or property emergency services and restoration estimates 
•    Establish accurate and timely reserves.
•    Seek technical assistance in handling claims exceeding authority.
•    Achieve open to closed inventory ratio of 1 to 1 or better.
•    Maintain an active diary/monitor same to ensure pro-active disposition of the claims.
•    Promptly and properly document all developments in claim file.
•    Prompt referral of files after advancing the file investigation as far as possible at the telephone adjustment level to field adjusters as required.
•    Exercise good judgment in reaching final disposition of claim by evaluating nature of loss, liability, injury/damage, coverage provided and applicable limits.
•    Effectively negotiate compromise settlements where appropriate or required.
•    Effectively communicate with the following: Claims, Loss Services, Personal and Commercial Lines, Underwriting, Brokers, and Business Partners.  
•    Recognize subrogation/salvage where applicable.
•    Effectively control the use, work product and expenses of outside vendors as required.
•    Available to assist with CAT Duty in the event of major industry events.
•    Adhere to Chubb Claim Handling Best Practice.