Role Overview:

Primarily responsible for supervising the Credit Analyst in their daily conduct of credit evaluation of the Bank’s corporate risk assets across bank products (e.g. loans, LC’s, Trust, BDO Cap, Treasury, etc.). The position is also responsible of ensuring that the Credit Analyst is conducting the highest standards of credit due diligence on all corporate and commercial banking accounts with credit facilities as documented via the credit proposal (CP’s) which must address all key risk factors and identify major risk mitigants relevant for each borrowing account.

Job Responsibilities:

1. Supervises and monitors the credit evaluation of Credit Analysts to ensure that all borrowing accounts under the portfolio are

appropriately reviewed, evaluated, and risk-rated in a prompt and timely manner.

2. Reviews all Credit Proposals, Executive Summaries, Financial Analysis that will be produced by the redit Analyst to ensure

review quality.

3. Provides relevant inputs to the credit proposals to achieve risk reward balance in the corporate loans portfolio.

4. Works closely with IBG team heads in anticipating any deterioration in quality of an account or group of accounts within the

portfolio in the light of business and market developments and ensure that the pertinent accounts are downgraded/upgraded

in a timely manner.

5. When warranted, conducts a Rapid Portfolio Review to ascertain the adverse impact of an economic, political, or regulatory

issue on the quality of the loan portfolio.

6. Submits reports/ memos to the Section Head to for purposes of ensuring that Credit Evaluation Head is updated on all major

credit issues relative to the corporate borrowing portfolio.

7. Adheres to the Bank’s credit and risk policies and guidelines and in so doing, contribute to RM’s goal of promoting a strong

credit and risk culture across groups/units within the Bank.

8. Performs other duties that may be assigned from time to time.

Job Qualifications:

• Bachelor’s degree relevant to the job, such as, but not limited to finance or business related courses

• At least five (5) years of actual credit evaluation/ risk management experience in a bank/financial institution.

• At least one (1) year actual lending experience with a bank/other lending institution.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity),  national or ethnic origin, or disability.