About this role
This is where your work makes a difference.
At Baxter, we believe every person—regardless of who they are or where they are from—deserves a chance to live a healthy life. It was our founding belief in 1931 and continues to be our guiding principle. We are redefining healthcare delivery to make a greater impact today, tomorrow, and beyond.
Our Baxter colleagues are united by our Mission to Save and Sustain Lives. Together, our community is driven by a culture of courage, trust, and collaboration. Every individual is empowered to take ownership and make a meaningful impact. We strive for efficient and effective operations, and we hold each other accountable for delivering exceptional results.
Here, you will find more than just a job—you will find purpose and pride.
Your role at Baxter
The Sr Analyst, Credit is responsible for evaluating customer credit worthiness and potentials risks for new customers, routine reassessment of credit terms and limits on existing customers, and manually evaluating and releasing orders on hold based on appropriate approvals for a specific region.
Your team
At Baxter Healthcare, we value partnership and inclusivity. Join a team that is dedicated to developing quality products with the patient in mind. Work alongside hardworking individuals, explore our diverse product portfolio, and benefit from the mentorship of our encouraging leadership team within our multinational organization!
What you'll do
Support the evaluation of creditworthiness for new customers using the Credit Integration Solution and C2C Technology toolset.
Assist in supervising changes in existing customer creditworthiness by reviewing alerts, exposure changes, and predefined risk indicators.
Set up and maintain customer credit limits in the system according to approved guidelines and senior-level approvals.
Participate in the automated credit review process and prepare cases that require addressing a blocking issue or manual approval.
Process online credit applications for new customers within the assigned region.
Review and release orders on hold in accordance with predefined credit policies and approval matrices.
Support the monitoring of credit release and automation rules and suggest improvements when applicable.
Collaborate with Accounts Receivable and Collections teams to understand customer account status.
Communicate with customers regarding standard credit requirements and documentation needs.
Support interactions with Sales and Commercial teams related to routine customer credit requests.
Assist in maintaining accurate credit data and reporting, collaborating with IT and external vendors as needed.
Support the administration and tracking of bank guarantees, letters of credit, cash collateral, and netting agreements (as applicable).
Follow global credit policies, procedures, and compliance requirements, including SOX controls.
Continuously develop knowledge of credit risk management tools, methodologies, and industry practices.
What you'll bring
Bachelor’s degree in finance, accounting, or a related field
3+ years of experience in shared service center or similar role with primary focus on credit, risk management
Experienced user of Credit Integration Solution or equivalent credit scoring tool and C2C Technology Credit Module
Experience working in a SOX regulated environment
English C1 is a must.
Proficiency in Microsoft Office Suite.
Experience in JDE and C2C Technology preferred.
Portuguese language is desirable
Equal Employment Opportunity
Baxter is an equal opportunity employer. Baxter evaluates qualified applicants without regard to race, color, religion, gender, national origin, age, sexual orientation, gender identity or expression, protected veteran status, disability/handicap status or any other legally protected characteristic.
Reasonable Accommodations
Baxter is committed to working with and providing reasonable accommodations to individuals with disabilities globally. If, because of a medical condition or disability, you need a reasonable accommodation for any part of the application or interview process, please click on the link here and let us know the nature of your request along with your contact information.
Recruitment Fraud Notice
Baxter has discovered incidents of employment scams, where fraudulent parties pose as Baxter employees, recruiters, or other agents, and engage with online job seekers in an attempt to steal personal and/or financial information. To learn how you can protect yourself, review our Recruitment Fraud Notice.
Other facts
About Baxter International Inc.
For nearly a century, we have delivered on our commitment to saving and sustaining the lives of patients, working alongside clinicians and providers around the world. We believe every person — regardless of who they are or where they are from — deserves a chance to live a healthy life, free from illness and full of possibility. At the intersection of progress and purpose is where we are redefining what it means to be a global medtech leader. It is where we are relentlessly pursuing healthcare transformation, fueled by our compassion for patients and providers and the challenges they face. It is where bold ideas meet the promise for meaningful change in the world around us. We are there, at every step of the journey, to help clinicians deliver the best care possible.
What you'll do
- The Sr Analyst, Credit is responsible for evaluating customer creditworthiness and managing risks for new and existing customers. This includes processing credit applications, reviewing orders on hold, and collaborating with various teams to ensure compliance with credit policies.
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