Job DetailsJob Location: 6000 Virginia Beach - Virginia Beach, VA 23462Position Type: Full TimeEducation Level: High SchoolSalary Range: $17.00 - $31.25 HourlyTravel Percentage: NoneJob Category: FinanceAnnieMac Home Mortgage is looking to hire a Full Time Processor to be responsible for the processing of conventional, FHA, VA, and/or USDA loans as in accordance with all company, investor, and insurer guidelines. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of Operations Management, the job responsibilities of the Processor position include, but are not limited, to the following:
Enter all data on new loans as received into the computer system as needed for initial submission through the appropriate Loan Origination System (LOS).
Maintain an open line of communication with the borrowers, loan originator, underwriter, realtor, and/or builder throughout the entire process assisting each as needed. Monitor all incoming mail and documents for verification information on data used to obtain any loan approval. Log all incoming data into the LOS for tracking purposes.
Register loans and obtain FHA and VA I.D. numbers, as applicable. Order credit report and private mortgage insurance from Company approved service providers, as required, by the loan approval.
Order, obtain, review, and approve any required appraisal documentation from a Company approved appraiser, as required by Company or investor guidelines for the product under which the loan was originated/approved.
Prepare all loans approved for closing by collecting/obtaining all information/documentation required to clear any underwriting approval conditions. Obtain any clear/satisfactory certifications required by the loan approval, property type, investor/insurer guidelines and/or appraisal. Notify Closing Department of all loans scheduled to close and supply them with the file at least 48 hours prior to the scheduled date. When loans are scheduled for closing, responsible for delivering a completed package to Closing Department to ensure approved credit package has the appropriate information.
Complete all Company mandatory trainings within the required timelines.
Ensure Documents to Closing within 48 Hours:
Productive weekly or regularly scheduled status calls.
Weekly pipeline meeting with Processors
Pre-Close Checklist with Client 48 hours prior to closing.
Attend Closing if Loan Originator is unable to do so.
Call and get all conditions.
Working with Clients:
Research Client Scenarios with Underwriting and Investor Guidelines.
Assist Loan Originators with callbacks of borrowers to set up face-to-face appointments only. Discussion of loan terms are not permitted.
Qualifications
1+ years experience in the mortgage industry, preferably processing loans.
High school Diploma or equivalent.
Excellent communication skills.
If working remotely, minimum of 20 mbps download and 3 mbps upload internet bandwidth speeds are required.
AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.
AnnieMac Home Mortgage participates in E-Verify
AnnieMac Home Mortgage is an Equal Opportunity Employer
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of service — to our clients, our employees, and our business partners.
We are headquartered in Mount Laurel, N.J., but we have branches throughout the country that employ hundreds more. As an approved seller/servicer with Fannie Mae, Freddie Mac and Ginnie Mae, we have access to the best mortgage programs available, including conventional, government and non-conforming mortgages. Our processing and underwriting are completed in-house, which means our clients can expect quick processing and exceptional customer service. That is why we've emerged as one of the fastest-growing home lenders in the industry.
AnnieMac Home Mortgage is a DBA of American Neighborhood Mortgage Acceptance Company, LLC. Arizona Mortgage Banker License Number (BK - 0926586)
Corp NMLS# 338923. (http://www.nmlsconsumeraccess.org)
For complete licensing info visit http://www.annie-mac.com/licensing
AnnieMac Home Mortgage is an equal housing opportunity.
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