Empowering Africa’s tomorrow, together…one story at a time.

Job Summary

Work as part of a DevOps team, leverage specialist analysis & testing tools, frameworks, techniques and practices to elicit, define and organize business requirements. Translate & document business requirements into user stories & specifications (Full Stack, Cross System) detailing integration points, business & associated risk / opportunities to be realised. And following this analysis, work collaboratively within squads during design & delivery activity including assuming responsibility for manual application testing processes, frameworks & outcomes

Job Description

Job Details - Credit Risk Systems Specialist 

Key Accountabilities: 

• Understand stakeholder requirements and business objectives 

• Translate elicited needs and knowledge acquired into user story format 

• Prepare and prioritise the backlog of requirements for the user stories linked to the proposed solutions 

• Define measures of success & key outcomes for various solutions / changes including detailed acceptance criteria 

• Provide strategic guidance to clients on Credit Risk System and general technology 

• Provide strategic advice on how best to use technology to achieve goals 

• Manage Credit Risk system changes and collaborate with in-house technical staff 

• Assist Stakeholders through the change-management process 

• Provide expert technical assistance to stakeholders 

• Meet with stakeholders to determine project requirements and goals 

• Provide assistance with technical issues and investigate system related queries 

• Revise existing systems and suggest improvements 

• Design, test, implement and monitor changes 

• Prepare and keep documentation updated 

• Prior experience in basic programming languages 

• Prior experience using data driven decision engines (FICO Decision Modeler, TRIAD, BLAZE, POWERCURVE etc.) 

• In-depth understanding of the Credit Risk lifecycle 

Competencies:  

• Applying expertise and technology 

• Relating and networking 

• Presenting and communicating information 

• Creating and innovating 

• Formulating strategies and concepts 

• Adapting and responding to change 

• Delivering results and meeting customer expectations 

• Entrepreneurial and commercial thinking 

• Meticulous approach to work 

• Detail orientated 

• Problem solving skills, ability to trouble shoot complex system issues 

• Analytical thinker 

• The ability to multi-task and work under pressure while producing accurate outputs 

• Self-motivated and requires very little supervision 

 
Abilities/Requirements: 

• Credit Risk experience 

• Decision Engine or Rules Engine exposure  

• Basic IT Programming knowledge 

• Software consultancy background 

 
Education and Experience Required 

• B-degree in (Business, Risk Management or Computer Science) or equivalent NQF level 7 qualification 

• Experience using data driven decision engines 

• Programming skills to create credit rules in risk software would be an advantage 

• Minimum of 5 years’ experience in the deployment of systems and tools to manage credit and risk. 

 Additional Job Description

• Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-Wide Risk Management Framework and Absa Policies and Policy Standards.
  Understand and manage risks and risk events (incidents) relevant to the role.

Education

Bachelor's Degree: Information Technology

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised