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Underwriter II, Employee Benefits
full-timeCharlotte$65k - $75k

Summary

Location

Charlotte

Salary

$65k - $75k

Type

full-time

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About this role

About the Role

 

At Equitable, we help clients secure their financial well-being so they can pursue long and fulfilling lives- a mission we’ve honed since 1859.  

 

Equitable is looking for an Underwriter to join our Employee Benefits (Group Insurance) team.  This role will be responsible for risk assessment and decision-making for our existing block of business. This individual will work closely with the Distribution team to evaluate renewals, amendments/plan changes, and potential new lines of coverage, all while keeping the Company’s financial objectives in mind. The Underwriter will also collaborate with other departments and vendor partners with underwriting-related issues and applicable best practices.

 

What You’ll Be Doing

 

·        Risk assessment and decision-making on renewals, amendments, and add-coverage opportunities

·        Work closely with the Distribution team to deliver timely renewals and add to existing business, keeping the Company’s financial objectives in mind

·        Collaborate with other departments and vendor partners with underwriting-related issues and applicable best practices.

·        Work within Equitable’s quoting platform and other rating tools to develop manual and experience rates. 

·        Execute to key KPIs, including, pricing strategy targets, sales targets, persistency and TaT performance. 

 

This position offers a flexible work schedule: it may be fully remote/hybrid. If you are located near one of our offices (e.g., Charlotte, NC; New York, NY; Syracuse, NY), a hybrid schedule with 2–3 days on-site per week is expected to foster collaboration and connection. 


The base salary range for this position is $65,000 - $75,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility.  

 

For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below. 

 

Equitable Pay and Benefits Equitable Total Rewards Program



What You Will Bring

 

Required Qualifications

 

·        Bachelor's degree or relevant work experience

·        Experience and familiarity of Employee Benefits (Group Insurance) products such as Life/AD&D, Dental, Vision, Short and Long Term Disability

 

Preferred Qualifications

 

·        Possesses a high level of reliability, responsibility and organization

·        Strong verbal, written and interpersonal communication skills

·        Excellent time management

·        Proficient with Microsoft Excel, Word and Outlook

 

Skills

 

Communicating Complex Concepts: Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience.

 

Group Insurance: Knowledge of group insurance products, business processes, market segments and the marketplace; ability to run applications effectively for the insurance organization's business. 

 

Insurance Legal and Regulatory Environment: Knowledge of federal, state and local laws and regulations; ability to comply with these laws and regulations in insurance industry practices and activities. 

 

Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation. 

 

Risk Analysis and Selection: Knowledge of risk analysis and selection; ability to utilize tools and techniques to analyze potential risk exposures and determine coverage. 

 

About Equitable 

At Equitable, we’re a team committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives. 


We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities. 
 
We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork. 
 
We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose.  Click Careers at Equitable to learn more. 



Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws. 
 
NOTE: Equitable participates in the E-Verify program. 
 
If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at (212) 314-2211 or email us at [email protected]

Other facts

Tech stack
Risk Assessment,Decision Making,Collaboration,Communication,Time Management,Microsoft Excel,Microsoft Word,Microsoft Outlook,Risk Analysis,Group Insurance,Insurance Regulations,Managing Priorities

About Equitable

We support your focus as a financial advisor

Not every wealth management firm understands your need for independence and support. At Equitable Advisors, we let financial advisors focus on serving clients and scaling their business -on their terms. You get the resources of a leading national firm, supported by people in your local market, to help you build the practice you want. That's what we call supported independence.

Equitable Advisors, LLC (NY, NY (212) 314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN), a broker-dealer // Equitable Advisors, LLC, an SEC-registered investment advisor. Equitable Network, LLC (Equitable Network Insurance Agency of CA, LLC.; Equitable Network Insurance Agency of Utah, LLC; Equitable Network of Puerto Rico, Inc.) Equal Opportunity Employer - M/F/D/V. Retirement Benefits Group is a specialized division of Equitable Advisors. Important Information & Disclosures: https://equitable.com/social All messages, e-mail and other electronic individual and group communications sent to and received from this LinkedIn page are subject to capture, review and archive by Equitable Advisors and to possible production upon regulatory request for review.

Please e-mail any comments or questions regarding this LinkedIn page to [email protected]. Never post your account/policy number, telephone number, and other secure or personal information, or trade instructions/requests. For customer service, please visit: equitable.com/support. Please click here to read more important information and disclosures regarding your connection to this LinkedIn page and use of its features: Equitable.com/social
Equitable Advisors, Equitable Network, are affiliated companies and do not provide tax or legal advice. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. GE-6372152.1 (3/24) (Exp. 3/26)

Team size: 5,001-10,000 employees
LinkedIn: Visit
Industry: Financial Services

What you'll do

  • The Underwriter will be responsible for risk assessment and decision-making for renewals, amendments, and add-coverage opportunities. They will work closely with the Distribution team and collaborate with other departments and vendor partners on underwriting-related issues.

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Frequently Asked Questions

What does Equitable pay for a Underwriter II, Employee Benefits?

Equitable offers a competitive compensation package for the Underwriter II, Employee Benefits role. The salary range is USD 65k - 75k per year. Apply through Clera to learn more about the full compensation details.

What does a Underwriter II, Employee Benefits do at Equitable?

As a Underwriter II, Employee Benefits at Equitable, you will: the Underwriter will be responsible for risk assessment and decision-making for renewals, amendments, and add-coverage opportunities. They will work closely with the Distribution team and collaborate with other departments and vendor partners on underwriting-related issues..

Why join Equitable as a Underwriter II, Employee Benefits?

Equitable is a leading Financial Services company. The Underwriter II, Employee Benefits role offers competitive compensation.

Is the Underwriter II, Employee Benefits position at Equitable remote?

The Underwriter II, Employee Benefits position at Equitable is based in Charlotte, North Carolina, United States. Contact the company through Clera for specific work arrangement details.

How do I apply for the Underwriter II, Employee Benefits position at Equitable?

You can apply for the Underwriter II, Employee Benefits position at Equitable directly through Clera. Click the "Apply Now" button above to start your application. Clera's AI-powered platform will help match your profile with this opportunity and guide you through the application process. You can also learn more about Equitable on their website.